Artificial intelligence (AI) tools have become a game changer in various industries, and they are also proving incredibly useful for retirees looking to start consulting or a small business venture. These tools can simplify tasks, streamline processes, and help retirees navigate the world of entrepreneurship more efficiently.1,2,3 One of the…
10. Learn Delayed Gratification In our world of instant everything, patience is a lost virtue. When desire for instant gratification meets money, we end up buying storage units full of things we do not need or really enjoy. At the least, learning to delay gratification will leave you with a…
With all this down time during quarantine I have seen many pictures of people completing epic puzzles. Whether you have never completed a puzzle before or you are a veteran, think through this with me. Imagine you are sitting at an empty table with a 10,000-piece puzzle in your lap.…
There are many studies and debates in academia on if college has value, how much the value is, and whether the value comes from learning or from the piece of paper you get at graduation. There are so many factors and assumptions involved that even if you can determine a…
The last few months have been interesting in many ways. The calendar turned from 2019 to 2020, and January welcomed a booming economy and the freshness of beginning a new decade with optimism and confidence. East Texas phenom Patrick Mahomes was crowned Super Bowl MVP. March Madness was right around…
We are completely saturated with noise. The average American adult spends over 11 hours per day watching, reading, listening to, or interacting with media according to a 2018 Nielson study. If you have ever disconnected for at least a few days, then you probably realize how much of an impact…
How much money will you need for retirement? This amount is important because it will give you a target to base your monthly savings and investment allocation on. Here are a few steps that will help you get a rough idea of how much you will need for retirement. Determine…
If you live in the same world I do, you are probably bombarded with advice. From your family, friends, neighbors, co-workers, uber drivers, podcast hosts, news reporters, etc. Everyone is smarter than you, wiser than you, and knows more about money, parenting, relationships, and life than you. Or so they…
It seems like complaining has replaced Baseball as America's Pastime. Whether it is politics, the economy, the restaurant we ate at last night, or the person who took our parking spot, there is always something or someone to complain about. In the past you could only complain to people in…
Meet Lilly and Tucker. They entered the married world with hopes and dreams. At first married life was great and they were the model couple. Life was good. Backing up a few months, Lilly and Tucker had a typical engagement period, with lots of decisions about the ceremony, the wedding party,…